Reinforced Concrete Frame Structure Advantages

Gross Domestic Product and the United States Essay

Total national output, or GDP as it is ordinarily alluded to similar to, a mainstream financial methods for estimating how enormous a nation or area’s economy is. In spite of the fact that surfacing the a genuine estimation for the full broadness of a country’s monetary ability is troublesome and very included, this is one method of establishing that for the premise of correlation with different nations. By and large, this is a framework that takes the aggregate sum of the entirety of the products and enterprises that are rendered in a nation during a given time period and consolidates them to make the last number. In spite of the fact that the genuine count is significantly more confused than that simple clarification, the fundamental reason behind total national output can be clarified in that rudimentary style. There are various estimations that go into deciding the total national output of the United States in 2006. As indicated by insights gave by the United States Central Intelligence Agency, the number that was determined for the U. S. Gross domestic product in 2006 was assessed at $13. 06 trillion (CIA). That number was determined dependent on various variables, which will all be talked about underneath. One perspective that goes into making the total national output figure is the utilization work. To be compact, this is the number that demonstrates across the board buyer spending in the United States. As per data created by the financial matters division at Baylor University in Waco, Texas, the utilization work is, â€Å"The connection between the degree of salary in an economy and the sum family units intend to spend on utilization, different things constant† (Baylor). It is determined as a piece of the GDP recorded previously. As per measurements put out by the Bureau of Economic Analysis in the United States, the all out purchaser utilization during 2006 was $9. 2 trillion (BEA). Another part of total national output that is determined is the administration work. This is the measure of utilization that the administration represents in agreement to the GDP insights. As indicated by the 2006 GDP report put out by the BEA, the administration work was $2. 2 trillion during 2006 (BEA). That sum is at last included with the remainder of the uses of the country so as to think of the last total national output number. The speculation work is something else that goes into the figuring of GDP. As indicated by a similar data set forth by Baylor University, the speculation work is, â€Å"The connection between the sum organizations intend to put and the degree of pay in the economy, different things constant† (Baylor). The United States economy has seen this number vacillate a considerable amount during the most recent couple of years. In 2007, it has been down in contrasted with earlier years. It added to the 2006 GDP measurement with various $2. 2 trillion, as indicated by the (BEA). That number is a solid one when contrasted with different years for the U. S. economy. GDP additionally considers how much the U. S. economy trades during the year. Despite the fact that there are loads of various figurings that go into thinking of the net fare work, one last count is given by the BEA report for 2006. Net fares during 2006 totaled negative $762 billion (BEA). The current monetary pattern has this number heading further down, as it was lower than the past three years. This number implies that the U. S. is bringing in definitely a bigger number of merchandise than it is sending out, a sign that assembling in the United States is traveling the method of the dinosaur. That number should keep on sinking, as the U. S. makes more exchange associations with nations and imports an ever increasing number of products sooner rather than later. All in all, the U. S. economy is delivering a considerable measure of items and administrations. The parity that exists between the installments and the degree of business appear to be consistent. All things considered, the economy has developed to an enormous size that looks to just be getting greater as an ever increasing number of American organizations grow their capacities both in the U. S. what's more, abroad. The economy has a few issues, however size isn't one of them. The creation of administrations and items in America is solid when contrasted with the measure of consumptions, in spite of the fact that shopper obligation is taking steps to gobble up the overflow. With regards to total national output development, there are various variables that can control a push ahead. Contingent on the country and the time in which GDP is being estimated, many factors could compel the development of the economy. For instance, the second from last quarter 2007 numbers for the American economy demonstrated solid monetary development. Truth be told, the total national output developed by a yearly pace of 4. 9% during that second from last quarter, up significantly over both the first and second quarter timeframes. As indicated by a news discharge from the BEA entitled, Gross Domestic Product: Third Quarter 2007 (Preliminary), â€Å"he increment in genuine GDP in the second from last quarter basically reflected constructive commitments from sends out, individual utilization consumptions (PCE), private stock venture, hardware and programming, central government spending, nonresidential structures, and state and nearby government spending that were incompletely counterbalanced by a negative commitment from private fixed investment† (BEA). The report proceeded to state that the development in GDP during the quarter was to some degree smothered by an expansion in imports, which clearly represent a negative figuring in the GDP condition. On a progressively close to home level, there are many things that people can never really get themselves out and help the American economy proceed with its development. These things are laid out underneath. The most importantly thing that Americans can do so as to help develop the U. S. Gross domestic product is to be increasingly profitable. Since the economy develops based on the amount of administrations and items are delivered, any knock in profitability on an individual level will prompt further creation for enormous organizations and private ventures the same. This is valid for individuals who work for an enormous company, just as the individuals who may claim their own business. People can unfortunately do a limited amount of much in improving the GDP, so it requires an aggregate exertion in expanded profitability to raise the number a significant sum. Notwithstanding that, individuals being more brilliant with their cash will enable the total national output to rise. Shopper uses hurt the total national output and individuals that squander their cash paying credit money expenses are not successfully help themselves. More intelligent sparing plans and speculation arranging can assist people with developing their cash and assist organizations with delivering more on a national level. At the foundation of those things is an expansion in hard working attitude for singular laborers. On the off chance that individuals start to take work and their money related future all the more truly, at that point they can more readily deliver. Since an expansion in hard working attitude has an immediate relationship to the increment underway, total national output is profited by an expansion in the American hard working attitude. Training is assisting with boosting the GDP, also. The American individuals are an exceptionally taught gathering, when contrasted with different territories around the globe. Instruction enables an individual to work in a business setting and help their organization develop their creation. Since a spotlight has been put on instruction in the Untied States, the total national output has seen noteworthy development. A result of instruction is unquestionably entrepreneurialism. With an ever increasing number of people getting advanced education and learning the vital abilities to go into business, there exists a bigger number of Americans who are eager to work for themselves. In the event that they apply a solid hard working attitude to oblige their instruction and their newly discovered enterprising nature, they can without any help improve the American total national output. Beside what people can never really improve the total national output, the central government has a great deal of power over what occurs with the GDP. A solitary choice on a financial arrangement can change the way that the U. S. economy works during the coming year and can help animate the economy into more creation. In like manner, a shortcoming monetary approach can serve to hinder the advancement of financial development. A 2000 article in AllBusiness stresses over this. In his article, Tao Zha composes, â€Å"When the government open market board of trustees (FOMC) started bringing loan fees up in June 1999 to hinder inflationary weights, concern mounted that money related approach moves may slow the pace of financial development, fixing the business picks up minorities and other burdened gatherings made during the 1990s† (Zha). In that capacity, the national government needs to secure its own advantages by they way it chooses to shape monetary approaches for what's to come. Global strategy can likewise impact GDP development. Since such a large amount of the economy’s development relies upon the amount it can deliver and send out, the administration must be mindful so as not to break any binds with worldwide governments. What's more, the U. S. government should consistently take incredible consideration not to disturb any connections that the country has with nations that give things that the American individuals must have. One case of this is with oil, as American arrangement is formed to not upset any working associations with nations that give oil. Other financial choices can impactsly affect the GDP and its ensuing development. So as to proceed with the positive development that the GDP has found lately, Americans basically need to continue doing what they have been doing. Solid patterns in instruction and a rise in hard working attitude are acceptable finishes paperwork for monetary development. Also, more measures must be taken to keep joblessness rates low, as the more individuals that are working, the more creation organizations can have. Notwithstanding boosting instruction on an essential level, the national government ought to do m

An Analysis of Obesity in America

LIB 111 9 October 2012 Our Responsibility: An Analysis of Obesity in America is getting hefty. As a network we are getting all the more tolerating of being overweight. Americans must settle on decisions about where they eat, and the amount they eat, for themselves, just as their families. It is a person’s own obligation to pick what they expend, not their government’s. Cheap food is the new tobacco. Just society, not the administration will have the option to change the manner in which Americans see their food choices.Many individuals, for example, First Lady Michelle Obama, in â€Å"Remarks to the NAACP National Convention† accept that it is the government’s employment to help control America’s heftiness rates (432). Obama states that the administration is proposing, â€Å"a $400 million every year fund†(427), to advance wellbeing. America values the freedoms of its residents, and the legislature should guarantee that American’s have rights, not remove them. Constraining Americans to change their method of eating isn't the answer for corpulence. In â€Å"What You Eat Is Your Business† composed by Radley Balko, Balko discusses how America is â€Å"migrating toward socialism†(396).We are moving toward communism by not permitting the individuals to have an independent perspective and settle on their own choices. Balko accepts that we ought not bring â€Å"government among you and your waistline†(396). He contends, â€Å"[w] e’re getting less liable for our own wellbeing, and progressively answerable for everybody else’s†(396). Balko makes the most substantial of focuses by asking himself, â€Å"if the legislature is paying for my enemy of cholesterol drug, what impetus is there for me to put down the cheeseburger? †(397). On the off chance that the administration is simply going to deal with you once you have the negative effects of cheap food, you don’t need to forestall it.David Zinczenko, boss proofreader of Men’s Health composed, â€Å"Don’t Blame the Eater† in 2002. In his article, Zinczenko voices that general society should know not to eat a few suppers every day at a drive-through joint, anyway he holds drive-through joints responsible for not telling the open what number of calories a dinner contains (397). It is the government’s obligation to have drive-through eateries make dietary realities accessible to the general population. American’s think that its least demanding to reprimand others for their flaws, rather than managing them.In society, numerous individuals are regularly reckless when paying special mind to themselves, and consistently case to require the government’s help when out of luck. Our administration should help, however just if all else fails. Americans need to advance their own solid way of life. In the event that there is no inward want for a sound way of life, the a dministration ought not have the option to change your picked method of living. Food is identified with feelings. All American’s can identify with the sweet smell of their mom heating treats on a cool day, and the dissolve in your mouth taste of the warm treats in the wake of playing outside in the cold.Judith Warner claims, â€Å"the Obama babysitter state is, basically, grabbing treats I. e. , the quest for bliss from the mouths of babes†(401). By managing what youngsters are permitted to eat, it is a â€Å"assault on the American method of life†(401). It is a guardians occupation to control what their youngsters eat, not the legislatures. Many find that their motivation is from advertisements, others, TV, and Internet. It is society that develops and changes into another outlook together. Tobacco deals, as contended by Judith Warner in â€Å"Junking Junk Food† didn't decay due to the government’s inclusion, but since of society’s current point of view toward smokers.Warner says â€Å"it was a move in social mentalities, not laws or guidelines, that drove Americans to stop smoking†(404). On the off chance that the hurtful fixings in tobacco can be prohibited by society, and impact Americans to carry on with a more beneficial way of life, at that point society, not our legislature can and will be answerable for their sound eating regimen. One won't change their point of view toward solid living or sound weight control plans, in light of what an administration requests, it must be one’s own decision to change the manner in which they and their families eat and exercise.When society starts to develop, without the legislature requesting it, individuals will be sure with their solid way of life decisions. Warner accepts that â€Å"social standards could change: that colossal bits, or eating prepared nourishments stacked with sugar, salt and fat for instance could turn out to be socially unacceptable†( 404). There is promise for American residents to settle on their own choices. It is dependent upon American guardians to control what their youngsters eat, just as what they are devouring. The administration doesn't reserve the option to control one’s individual food intake.American’s must see their present blames, and take into consideration change in their lives. We should be answerable for ourselves, and not permit the legislature to continually take care for their residents as youngsters. Works refered to Balko, Radley. â€Å"What You Eat Is Your Business†. â€Å"They Say/I Say† with readings: The Moves That Matter in Academic Writing. Ed. Gerald Graff, Cathy Birkenstein, Russel Durst. second ed. New York. W. W. Norton, 2012. 395-397. Print. Obama, Michelle â€Å"Remarks to the NAACP National Convention†. â€Å"They Say/I Say† with readings: The Moves That Matter in Academic Writing.Ed. Gerald Graff, Cathy Birkenstein, Russel Durst. seco nd ed. New York. W. W. Norton, 2012. 417-433 Print. Warner, Judith. â€Å"Junking Junk Food†. â€Å"They Say/I Say† with readings: The Moves That Matter in Academic Writing. Ed. Gerald Graff, Cathy Birkenstein, Russel Durst. second ed. New York. W. W. Norton, 2012. 400-404. Print. Zinczenko, David. â€Å"Don’t Blame the Eater†. â€Å"They Say/I Say† with readings: The Moves That Matter in Academic Writing. Ed. Gerald Graff, Cathy Birkenstein, Russel Durst. second ed. New York. W. W. Norton, 2012. 391-392 Print.

Case Study: Our Perfect Wedding Essay

Claire has done a sensibly great job about objective markets for her new online business, and comprehends the pertinent needs very well. Be that as it may, for the promoting blend, she as missed the mark on the grounds that it’s not satisfactory whether this business includes one system or a few procedures. For instance, a promoting blend that interests to connected couples would not be equivalent to an advertising blend that interests to the organizations that pay for website pages. Claire’s target markets are locked in couples/love birds (for blessing library); organizations that target love birds with the two products and ventures (with the publicizing of pages); and loved ones of the couple to be hitched (whom the sponsors need to reach). Claire has done a sensibly great job about objective markets for her new online business, and comprehends the applicable needs very well. In any case, for the advertising blend, she has missed the mark in light of the fact that it’s not satisfactory whether this business includes one technique or a few methodologies. For instance, an advertising blend that interests to connected couples would not be equivalent to a showcasing blend that interests to the organizations that pay for website pages. Claire’s target markets are locked in couples/love birds (for blessing library); organizations that target love birds with the two products and ventures (with the publicizing of pages); and loved ones of the couple to be hitched (whom the promoters need to reach). What could conceivably be clear from the outset is that there is minimal about this business that necessitates that it be centered uniquely around clients or sponsors in a similar city or metro territory. In actuality, blessing suppliers who are slanted to jump on the web to check a wedding vault may be similarly ready to arrange endowments from far off organizations (publicists), particularly if the organization offers extraordinary types of assistance, for example, blessing wrap, customized gift vouchers, and conveyance direct to the beneficiary. In any event, for nearby clients, there might be various mail request, index, and claim to fame retailers in removed areas who are keen on arriving at this objective market. Essentially concentrating on retailers or specialist organizations in the neighborhood create site postings and promoting income may not bode well. So also, there is little explanation that the vault administration ought to be restricted to neighborhood couples-a client of the Internet as a rule doesn’t know or care whether the base activity for a site is close by or distant. To the degree that there are preferences of limiting parts of the administration, Claire might set up a fragmented methodology in which various pieces of the site were intended to speak to individuals from various territories. As a beginning, for instance, she may consider retailers or publicists who have offices or base activities in her own zone yet who likewise are focusing on clients in different spots. Let’s consider the advertising blend that Claire offers for every one of these objective markets. For each gathering: What is the particular item (and what are its advantages)? What is the cost of acquiring those advantages? How are the advantages advanced? Furthermore, (to a lesser degree) what is Claire’s job in the spot courses of action between the sponsors and their clients? How does her current geographic center become possibly the most important factor? The advantages for connected couples appear to be quite clear. The $20 cost to enlist is certifiably not a major venture on the off chance that it spares time and prompts the ideal endowments as opposed to things that are not of intrigue. Along these lines, it is far-fetched that value affectability ought to be large concerns except if different administrations create the impression that will offer the support (as well as other prevalent advantages) for nothing. This is surely a chance since income from publicists could pay for the administrations gave if enough promoters and clients can be pulled in. In the event that the couple doesn’t think about the administration and doesn’t know to search for it, they won’t join. There is additionally some proof for this finding in light of the fact that the principle whirlwind of movement came after Claire at long last got some consideration with exposure. That consideration and intrigue basically wasn’t expected from her restricted promoting. Claire should work more diligently to get greater exposure. There additionally is by all accounts a significant job for informal referrals here. For instance, there is no unequivocal conversation for the situation about how loved ones of the couples should find out about the site, however it would positively bode well to create thoughts that could be imparted to the enlisted couples about how to illuminate blessing providers about the site, what it should do, and how it should work. Besides, the relationship with couples who do join should be a nearby one, regardless of whether for just a brief timeframe period. Most couples won't be rehash clients yet then again, couples who are going to get hitched frequently know other people who are at a similar life stage; particularly the among the more youthful first time wedded. Claire needs to consider how to invigorate verbal referrals with the goal that individuals who do join help to get extra clients. Since she doesn’t have a great deal of cash, one approach to do this is to think as far as peripheral income from new clients and what it may cost her to obtain a client. It may be better and less expensive to offer couples who prescribe the support of a companion a $5 or $10 â€Å"rebate† on the $20 charge, or maybe she could enter them in an every other month drawing for some progressively significant prize like a special night trip. Up until this point, Claire has not done an especially great job of giving promoters motivation to become tied up with her administration. She is fundamentally offering an expert assistance to them, however the vast majority of them can’t assess it ahead of time and they are muddled about its advantages. The correlation with the expense of a Yellow Pages promotion is intriguing on the grounds that it gives a kind of reference cost for the promoter. However, the sponsor most likely observes a type of Yellow Pages posting as an absolute necessity purchase. Maybe this kind of site publicizing will turn into an absolute necessity purchase, yet likely not until a greater amount of these organizations target clients who think about the web as â€Å"the place† to search for this kind of data. Claire is likewise being a piece creation situated in the manner she is pondering her item. She structures website pages in her other activity, thus she is pondering potential promoters who need a site page. In any case, organizations that as of now have a decent site page may be increasingly keen on something different, similar to a flag promotion or catch advertisement at her site that would permit a net surfer to click over to get their current message. Organizations that have just put resources into a site realize that they face a similar issue that Claire doesâ€they need to pull in individuals to the site. Along these lines, for them the estimation of standard promotions (maybe at a lower cost, or even with the expense dependent on the quantity of navigate from Claire’s site) may be simpler to see. Claire likewise may consider the valuing game plan for sponsors. She right now packages the cost of the on-time administration of setting up the page and the continuous online website page. She should charge independently for the planning of the site page as well as permit clients to have something more detailed than a solitary page. Claire’s administration from various perspectives works with a similar methodology as a magazine pulling in a group of people and publicists who need to contact that crowd. However, most organizations that sell publicizing media reality depend on close to home selling as well as offer motivating forces to promoting offices or others that allude business. Claire hasn’t done a lot of individual offering to promoters, considerably after her immediate reaction mailing didn’t work. The case offers a few clues why she didn’t like the activity she had doing individual selling, and she is caught up with doing different things. Almost certainly, in the event that she is going to need to find support if the individual selling portions of her advancement mix will be dealt with well. Since she doesn’t have a major financial plan, she may consider attempting to discover somebody who might sell publicizing space on her site on a straight commission premise. That way, she would not have a lot of cost until she had incomes. Obviously, the sales rep would even now need to have a decent story to tell, and that may rely upon having an approach to more readily build up the connection between the advertiser’s deals and visits to the sites. For instance, if Claire could persuade sponsors to offer a little markdown to clients who bought due to the site she may be increasingly effective in getting clients to tell the promoters that â€Å"I am an OurPerfectWedding. com† client. The case likewise depicts her as a practitioner not as an organizer, which is to some extent valid. She had a thought yet doesn’t have a nitty gritty arrangement for what should be finished. Or maybe, she hasn’t yet truly made the speculation of time and cash to allow her plan to work. She’s a practitioner with regards to certain things yet has not so much been a committed practitioner with regards to kicking this business off. She likely wouldn’t have the opportunity to do that except if she surrendered her all day work or truly cut back on her public activity. While it isn't difficult to consider various things that Claire could do, what is maybe increasingly pertinent is what is she ready to do.

UK Banking Sector

UK Banking Sector Financial Performance in the UK Banking Sector Home›Economics Posts›Financial Performance in the UK Banking Sector Economics PostsIntroduction Before conducting the primary research on the how Business Process Outsourcing (BPO) has impacted upon financial performances in the UK banking sector in the recent economic downturn, I reviewed literature available on the same issue to determine what other researchers have said about the subject. This was also important in order to correct data available about the past performance of UK banks especially before the economic downturn (Choudhry Landuyt, 2010). A case study of Barclays Bank PLC has been taken to serve as representative study sample of how BPO has impacted financial performance of UK banking sector. The review contains analysis of the financial statements of UK based banks before and after adopting BPO policy to improve their performances during the crisis. There is literature for and against the initiative since some of the past researchers and analysts have concluded that BPO had more negative impacts to the financial performance in the UK banking sector (Halvey Melby 2007, pg. 16-18)..On the other hand, others argued that that the initiative has greatly helped the UK banking sector to survive the economic downturn and majority of the UK banks that implement it have recorded positive financial performance in the recent past. Therefore, the review provides a control measure to avoid biasness or straying during the actual research. It is also provides a clear picture of the expected findings and therefore will be used in determining the best data collection methods and how to select the study sample during the actual research. Findings during the literature review will also be used during the analysis of the data collected during the actual research since it will serve as a reference in the evaluation of the primary findings. Lastly, literature review provides credibility to the findings of the primary study especially certified documents and financial statements from the studied UK banks and impacts of Business Process Outsourcing on their financial performance during the economic downturn, previously experienced in the region.The literature review generally contains information on the recent economic downturn that hit UK banking sector and how several players reacted in order to remain in business and ensure that their financial performances were stabilized. More specifically, the review focuses on how UK banking sector opted to BPO to overcome economic crisis just like other sectors such as information and technology organizations who have been known as the key players on Business Process Outsourcing for long time (Gregory Taylor, 2006).There are contradicting information on how implementation of Business Process Outsourcing has impacted upon the financial performance of the UK banking sector and  this literature review intend to analyze both finding in favor of BPO and thos e against the initiative in order to have a concrete foundation during the actual primary study (Sople ,   2007). Literature reviewed basically is obtained from financial statements of major UK based banks with more emphasize on the performance of the Barclays Bank PLC. Books, business journals, and internet data sources have been reviewed to ensure that the conclusion made at the end is diversified enough to give the expected results of the primary research.Economic downturn in the UK and its impacts to the banking sectorJust like other parts of the world, United Kingdom (UK), experienced economic downturn that left no sector unshaken. Some organization collapsed during the hard time while others have been left struggling to remain in business. Though economic downturn in the UK started little bit earlier, actual financial crisis started to show its impacts in the year 2007. This situation made governments in some of the wealthiest countries in Europe to intervene and save their fi nancial institutions by bailing their debts. According to economists from major universities in the UK, the crisis had several dimensions since economic stability is the central concern of every nation and it affects all sectors in that country. However, they added that there were three dimensions of the economic downturn that were more crucial and require more attention (Padmalatha, 2011). According to their analysis, the first impact was build up of debts to both house and corporate sectors in the UK. Another dimension was the international monetary instability and refusal of the rest of the world to finance UK trade deficits. Eventually, this downturn resulted to ecological crisis on the world economy bearing in mind that UK is one of the great players that boost stability and growth of the international economy.According to financial analysts, development in the above mentioned dimensions worsened during the year 2008 and financial crisis based on accumulation of debt was experi enced all over the United Kingdom. There was also a similar problem in other European countries where major financial institutions botched and other called for help from the government through central banks. Banking sector was the most affected institution in the UK since it had direct experience of money shortage crisis. In places such as Iceland, economic problems were very severe due to it’s over dependence on the finance sector. It’s banking system were no longer reliable forcing the government to borrow funds from IMF and other countries in order to keep the economy moving (Canwell Sutherland, 2005).It is in 2007 when most of the banks in the UK started to go public about the crisis that initially believed to be major problem only in the US where it is believed to have started. The first one to air its cries was the Investment bank BNP Paribas that told its investors that they could not withdraw money from its funds because it could not value the assets in them. This was s imply because of its total evaporation of liquidity in the market. According to financial analyst in the banking sector,  this was clear indication that banks were not willing to do business with one another due to financial crisis resulting. Consequently, the European Central bank was forced to pump 95 Euros into the banking market in order to improve liquidity to avoid similar crisis in other banks. A similar move was also experienced from the Bank of Japan, Bank of Canada and the US Federal Reserve. There rest of the world was very aware that banking sector financial crisis was not only a problem to the UK economy but to the rest of the world making then to come to aid (Bank of England 2009, pg. 9).By August 2007, The Fed was forced to reduce its lending rates to the UK banks by half of a percentage to 5.75 % warning that the credit crunch could be a hindrance to economic growth.  According to the BBC report, rates at which banks in the UK lend to one another went very high abo ve the Bank’s of England lending rate. This was a clear indication that the crisis had reached its extreme level and banks were no longer concerned with one another performance but their own survival. BBC also revealed that the situation was so tough that the Northern Rock had to request for emergency funding from the Bank of England in order to manage the crisis which it was granted. This was generated by the fact that that Northern Rock relied heavily on the markets instead of savers’ deposit to finance its mortgage lending and the rise of the credit crunch had dried up its funding.  Two days after the funding from the Bank of England, depositors  run to the bank to withdraw their funds in fear of being victims of the crisis, which was the biggest run to the history of British bank in the for more than a century. This called for government intervention to guarantee their savings. According to Robert Petson, a BBC business news editor, “The fact that The Northern has had to go cap in the hand to the bank is the most tangible sign that the crisis in financial markets is spilling over into business that touch most of our lives.” Robert added that the financial crisis experienced by the banking sector had severe negative impacts that were carried forward to the general public (Kobayashi, 2004).Major losses and efforts made to stop financial crisis on the banking sectorFunding from the Bank of England did not provide a lasting solution to financial crisis that the UK banking sector was experiencing. Small banks that had little investment went out of business and those that survived announced great losses. The Swiss bank UBS was the first World’s first top bank to declare losses that amounted $ 3.4 billion that was related to the crisis. This made its chairman and chief executive to resign from their positions. Few months later, the investment bank revealed a $ 7.8bn exposure to bad debt making the general public to lack confidence on the on the bankin g sector.  Generally, the recent economic downturn experienced in the UK and other parts of the world created a worrying situation among the banking sector. The major cause of the financial constraints facing the banking sector was caused by lack of enough funds.According to the reports released by the world bank, these financial constraints made the banking sector to increase its interest rates that it charges to its customers and while borrowing to one amongst other banks. This made it difficult for banks to maintain their liquidity ratio and consequently unable to meet their expenses and pay their debts. This has made the banks in the UK to dispose most of their assets in order to settle their increasing debts. Some banks have also been forced to close some of their branches in order to reduce expenses by reducing the number of employees. There has been an increase in the issue of shares among the organizations in the banking sector which is believed to be one of the efforts of the players in the sector to obtain extra funds to keep their businesses moving. Some banks in the UK have entered into collaboration with some of the companies in other parts of the world where they intend to obtain financial support and business opportunities in to improve their financial situation and avoid making more losses. It should be noted that this financial crisis did not only affect the banking sector but the whole economy since the sectors servers all stakeholders in the UK economy. These include the government institution, public and private organizations and the general public (International Monetary Fund, 2003).To save the situation, the Bank of England had to come in and save the situation by lowering its interest rates to 5.5%. After considering several proposals by the private sector to requesting for financial aid such as the Richard Branson’s Virgin Group the government of England decided to nationalize the Northern Rock. It was also forced to reduce its inter est rates further to 5% in order to enable financial institutions to overcome the crisis. This was followed by its consecutive announcement its £ 50bn plan to help banks with high debts in to allow them to swap potentially risky mortgage debts for secure government bonds (Mehrotra, 2005).The Royal Bank of Scotland also announced a plan to raise money from its shareholders with £ 12bn right issue, which is the biggest in UK corporate history. The firm also wrote down £ 5.9bn on the value of its investments which was also the largest write-off yet for the British bank. One of the giant banks in the UK, Barclays bank also announced its intentions to raise £4.5bn to boost its balance sheet. This initiative made foreign investors to increase their existing holdings on UK banks. For instance, Barclays bank sold its shares to new investors such as the Qatar Investment Authority and China development bank.This has made the firm to be the second British bank to after the Royal Bank of Sc otland to come up with such initiative to raise money as a measure to ease the impacts of the credit crunch in the region (Kilmister, 2008).  Another initiative that key players in the UK banking sector implemented during the recent economic downturn is that of project out sourcing from other countries where financial situation are favorable so in order to reduce their expense also improve on their performance and returns.Business Project Outsourcing to financial performance in the UK banking sectorWhat do you think Business Project Outsourcing stands for? Business Project Outsourcing (BPO) basically refers to the process why by a company hires another company through contracting to handle business activities that are less sensitive so that the hiring company can concentrate on the most important issues. This may also arise where one company lacks adequate personnel that is qualified enough to handle certain activities within its operations. However, BPO should not be mistaken with information technology outsourcing which has been there for quite a while. Information technology (IT) outsourcing focuses lonely on employing a third party to carry out IT related activities on the behalf of the hiring company. Contrary to this, Business Project Outsourcing focuses on all activities of the company. Therefore, Information technology Outsourcing can be part of BPO (Brown Scot 2005, pg 43).Initially, BPO was normally common in activities such as payroll preparation, employee benefit management and other activities that were less influential to the hiring company financial performance. Current, BPO has grown and organizations are outsourcing activities that are not core to the primary business strategy such as financial and administration processes, call center and customer service activities, human resources functions and accounting activities amongst others. It includes both offshore and onshore BPO with major global key players including US companies such as IBM, Hewitt Associates, Accenture and Asian companies such as Capgemini, Genpact, TCS, Wipro and Infosys amongst others. All these organizations offer cheap but excellent services to companies that are not well equipped to carry out certain responsibilities or which could be more expensive if carried out by the staff of the hiring company (Weth, 2007).The economic downturn and the consequent economic crisis experienced recently in the UK opened the UK financial services sector, especially the banking sector, to venture into Business Process Outsourcing in order to minimize their expenses. The UK banks are currently using both offshore outsourcing and onshore outsourcing with most of the organizations serving UK banks coming from US and Asian countries such as Indian, Thailand and China among others.   Other than information technology, other activities that UK banking sector is currently involving BPO include: customer management, policy administration, claims processing services, paymen t processing, HR services, finance and accounting services, procurement and sales and marketing among others. According to the reports released by the UK based researchers on the trends in outsourcing, banks in the UK are not using business process outsourcing providers close to home (Davies Hobday, 2005).A case study of Barclays bank PLCBarclays bank PLC is a good example of how key players in the UK banking sector resulted to Business Process Outsourcing as survival tactic to over financial challenges which came with the economic downturn.   According to Angela Potter, Barclays’s head of international trade and cash solution, “The decision to outsource our trade back office processing during 2004 was made to allow us to concentrate on our core competencies of relationship and service expertise. We selected ANBABN to provide the processing capability to support our customers, current and future needs in the changing and competitive trade market place”. Potter declared this d uring a meeting with the Association of European Banks where she was require to explain the reason behind her banks over reliance on other organizations for none core services when the region was experiencing an economic crisis (ABN AMRO, 2005).According to view, Barclays Bank Plc started its outsourcing journey back in 2003 when it outsourced several of its non- transactional services to the third part. It should be noted that Barclays is one of the key players in the UK banking sector with over 800000 employees. The bank is also one of the top ten by market capitalizations globally. Its idea to outsource some services came as a source since this meant that majority of its employees could be rendered jobless which was not a good idea to many especially with the state of the economy that was prevailing in the UK by then. However, potter added that the move was a necessary in order to prevent the company collapsing just like other players in the sector. According to her, those were d esperate moments and they require desperate moment for the bank to remain stable. The core intention behind this move by Barclays bank was to ensure that non- core activities were left in the hands of best breed suppliers so that the management of the bank could focus on core competencies (House of Commons Treasury Committee, 2009 pg. 56-57).Barclays bank ventured into BPO so that it could establish the most favorable model for its day to day transaction services that was going to not only enable it to reduce expanses but also extend its functionality in partnership with its strategic suppliers. It is worth noting that trade service business is the key element in of the firm’s overall customer proposition and the crisis experienced in the UK was a hindrance making it to look for a way to turn what was essentially a static business with fixed and extremely high costs into an growing business with variable cost structure that could easily be predicted. Initially, Barclays bank busin ess in the UK was distributed over three processing centers with 250 employees (ABN AMRO, 2005).Other strategic options that Barclays considered included direct investment or outsourcing to an oversea bank that served as a partner. This initiative was intended to improve the bank’s trade processing, reduce its costs in relation to infrastructure and people, improve its trade capabilities and establish workable, non competitive long term partnership with the outsourced company.  After considering all these factors, Barclays bank then chose to outsource the processing part of its trade services. This responsibility was offered to AMNAMRO company .according to the statement by the managing director in charge of banking UK Barclays, John Callender, “Outsourcing is a positive strategy. It will change your cost base and transform your business. However, successful outsourcing depends on choosing the right supplier, one that not only meets your requirements but is also a good cultural fit”. (ABN AMRO, 2005).Barclays banks was confident enough that ABNAMRO could deliver successful outsourcing services since it had been in trade services provision business for more than 175years where it has completed over 35 successful outsourcing   partnerships. Major services that were outsourced by Barclays bank included front and back technology, enhanced customer service and core processing capabilities. It is worth noting that Barclays also outsourced other services such as information technology from other oversea service providers. Generally, key players in the UK banking sector opted to Business Project Outsourcing as survival tact in order to overcome financial crisis that had resulted from the economic downturn that was experienced in the region.How Business Process Outsourcing impacted upon financial performance in the UK banking sector.Though Business Project Outsourcing was seen as one of the solution to financial crisis facing the region by major players serving in the banking sector, this move was not welcome by all people in the UK. There are those who felt, especially economic analysts, felt that the initiative   could result to increase in unemployment to the UK citizens making their lives more difficult especially in the times when the country’s economy was not doing very well. Other felt that outsourcing could result to an increase in the out flow of money from the country hence worsening the unstable financial crisis experienced in the region (Dominguez, 2005). On the other hand, there are those who welcome the idea and felt that players in the banking sector had the right to use all ethical methods possible to save the sector from collapsing. Economist in favor of the idea argued that the banking sector was the most important sector of the economy since it serves other financial institutions and other sectors in the economy in order to promote growth and development throughout the United Kingdom. However, Business Process Outsourc ing had immense impacts to the financial performance of the key player in the UK banking sector that is the core objective of this research (Primus D 2008).Positive impacts to the financial performances of banking sector in the UKImplementation of Business Project Outsourcing by the banking sector resulted to several positive impacts that enable the sector to remain in business all through the economic downturn.   The first benefit that the sector enjoyed from this initiative was improvement in the banks’ financial performance as result of the drastic reduction on cost and improvement in their services to their customers. According to the managing director in charge Barclays bank operations in the UK; labor in the UK had become very expensive due to economic hardships that were experienced in the region. She argued that the amount of money that was used to hire an expert in the UK could hire three similar experts in the developing countries or in countries where economy was doing well. Therefore the banking sector opted in outsourcing their projects from other countries where it was less expensive in order to cut down their costs. This impacted the banking sector of the UK positively because they started to make some profits and consequently able to pay their debts and overcome the economic crisis that was being experienced in the region.The sector also improved its financial performance due to access to modern and up to date technology and employee skills that was not available in the UK. According to the officials from Barclays, workforce in Europe is not as innovative like that from developing countries where technology keeps on changing every time in order to catch up with the developed countries where individuals feel satisfied with their achievements. According to the report released by World Bank about the hardworking of people and the number of innovation, developing countries are doing quite better than developed ones. The banking sector is not also left behind and therefore banks from UK were able to outsource projects from these countries all a lower cost. Technological change in these countries such as in China and India also helped the banking sector to improve their services to customers hence making good returns from outsourcing .Another positive impact of outsourcing non-core process to the UK banking sector was the ability to concentrate on strategic operations of the bank hence improving on their financial performances. According to Potter, Barclays bank was able to concentrate on more important process especially on how to survive the economic downturn that was prevailing in the region without distractions since most of it none- core processes were done on offshore companies in countries such as India and china. This enabled the bank to improve on its financial performances even during the economic crisis an advantage that was not enjoyed by UK sectors that did not consider outsourcing as a measure to survive the cri sis (Maurice, 1999). This was confirmed by ABN AMRO spokesperson, Daniel Cotti, who argued that “As cost pressures intensify, financial institutions in the UK are redefining the way in which they provide trade services to their customers. The agreement with Barclays provides them with access to ABN AMRO’s global scale, expertise and ongoing investment in innovative, world-class transaction banking technologies, while they can focus on retaining and building on their customer franchise”. Therefore it is evident that Business Process Outsourcing during the economic downturn enabled the UK banking sector to improve on their financial performances regardless of the financial challenges that banks in the UK were facing (Click Thomas, 2005 pg 88).The move has also enabled UK banks to pay out its debts that they had incurred during the crisis. According to the report released by the Bank of England during the year 2008, many players in the UK banking sector had acquired funding assi stance from the Bank of England in order to finance their operation due to financial crisis in the region. This has made most of the banks in the UK to have big debts to the central bank that take a large amount of funds to finance every year. This made the banking sector to have problems in paying their employees in the UK since there were no funds left after paying large amount to the debts with the Bank of England (Plunkett, 2008). In order to remain in business, the banking sector has opted to outsourcing to outsourcing some of its process from the developing countries at a cheaper cost. Consequently, UK banks have been able to reduce their operations expenses hence having more funds to finance their debts. This decrease in debts has improved their financial performances and now their investors have all the reason to smile since BPO will enable them to enjoy higher dividends in the near future contrary to what financial analyst predicted during the beginning of the economic down turn in the UK that was believed to have started in the USA (Hirschheim, 2009).Outsourcing of none-core process by the UK banking sector has enabled banks to maintain their assets hence maintaining a positive financial performance. According to the report released by the association of the UK banks that was held in London 2009, banks in the UK had opted to selling their major assets in and outside Europe so that they could generate more funds to finance their expenses and to service their debts. This move had raised attention to the country’s economic growth experts who felt that the banking sector was slowly by slowly collapsing. The international stakeholders developed their interest on what was happening in the sector after some banks in the UK went out of business (McIvor, 2005). They association request the Bank of England to lend more funds to players in the banking sectors in order to keep them in business during the economic crisis. However, funds from the Bank of England did not provide a lasting solution to the crisis and UK banks continued to dispose their assets in order to meet the demand of their employees, investors and finance their ever increasing expenses. However, implementation of BPO in non-core process such as running and management of ATMs by banks such Barclays reduced operation costs resulting to increase in profits hence no need to dispose the firm’s assets. This has increased the sectors’ stability hence improving it financial performance (International Monetary Fund, 2003).Through outsourcing or non-core processes, players have been able to expand their business to other parts of the world hence diversifying their risks. According to the report released by the Association of European banks, most of the banks in Europe have expanded their trade services to other parts of the world either by opening branches or entering into partnership with companies from the countries of their choice. Most of the countries that are currently s erved by European banks include South American countries, south Asia and those from Africa such a Nigeria and South Africa. Banks from the UK were dominated over 80% of the European banks offering trade services to other countries outside Europe. According to financial analysis from Oxford University that was released in the year 2009, participation of UK banks in BPO had given players in the UK banking sector a more advantageous in running businesses in other countries outside UK to their exposure and experience they have gained from their outsourcing initiatives. Most of the UK banks are entering into trade partnership with their services providers and some are even acquiring these companies in order to expand their businesses. This has enable UK banking sector to experience high financial growth from operation outside Europe more that that operations within UK.       These are the fruits of Business Process Outsourcing that the UK banking sector is going to enjoy for many years to come. Analysts argue that UK banking sector has received substantial financial boost from offshore businesses that begun as mere process outsourcing activities (Indian Institute of Bankers, 2010).Considering the case of the Barclays bank, a key player in the UK banking sector, Business Process has enabled to cut down its costs and boost the financial performance of the firm. According to the Overseas Outsourcing Director at Barclays, Geoff Smith, “Despite the fact that some of our baseline assumptions were flawed, our overall business case has been met and the quality and service we receive is good indeed” he went ahead to confirm that Barclays bank has reasonably cut down its expenses through outsourcing. He also added that the company was able to enhance its service levels to its customers and the company has created a firm foundation to expand its businesses to greater heights (ABN AMRO 2005).According to Geoff, business outsourcing has lessened the risk involved in bankin g sector and Barclays bank has changed the cost dynamics of the whole the whole of its UK trade business. For instance its partnership with ABN AMRO has enabled Barclays to expand its business by offering new trade products and tools to its customers in shorter duration than before. This has enabled it to improve on its customer retention hence improving its financial performance. Generally Barclays bank has been able to boost it financial performance through outsourcing by ensuring shorter implementation of its policies, by moving from fixed to variable costs model, reduction of FTE costs and lowering its business risks among others (Gregory, 2004).Negative impacts to the financial performances of banking sector in the UK Business Project Outsourcing may have provided a lasting solution to UK banking sector but still there are few negative impacts that this initiative has to financial performance of the banking sector that cannot be left unmentioned.   This was the opinion of the B arclays director of outsourcing department who argued that though the move had saved some of the UK banks from the financial crisis experienced in the region, it has resulted to the decline of financial performances of some of the players in the sector. He adds that these challenges have also hindered key beneficiaries of business outsourcing such as Barclays bank from benefiting from Business Process Outsourcing (University of Michigan 2010, pg. 76-77).One of the negative impacts that some of the players in the UK banking sector experienced as a result of implementing business outsourcing during the recent economic downturn is financial straining that made some of the banks to go out of business. The initial stages of implementing business process outsourcing (BPO) are not normally friendly to the financial performance of the hiring company due to two reasons according to Smith, Managing Direct, in charge of offshore outsourcing at Barclays bank. First of all, the hiring company sp ends a lot of money in stabilizing its partnership with the company from which it intends to outsource.   This two calls for more attention that interferes with running of the business operations at home. On the other hand, the company offering the outsourced services is not fully acquainted with the operations handed to it by the hiring company. These two factors make the hiring company to incur more cost at the beginning and less returns (Boulle, 2009).Some of the players in the UK banking sector experienced similar trend when they opted for outsourcing as measure to survive the economic downturn that cause financial crisis in the sector. This was common with small banks and others which had bigger debts from the Bank of England and other financial. It should be noted that the sector had already been affected by the crisis and there were no adequate funds at the custody of many UK banks when the outsourcing strategy was started by big banks such as Barclays.  Some of the players in the sector, especially the smaller ones, blindly followed the trend and without knowing it declined their financial performances due to increased cost and little returns from the business processes abroad. These banks lacked enough funds to finance the initiative through its stabilization period and finance its other expenses and debts. Consequently, these made losses in both home and offshore businesses resulting to a decline in financial performances and some even when out of business Molyneux John, 2010).Another negative impact that UK banking sector has experienced as a result of involving in   Business Process Outsourcing is large amount of losses that some of the UK banks have been especially in the last ten years. Some of the UK banks did not take the issue of Business Process Outsourcing with care and they just took it as solution to the financial crisis that their businesses in the UK was experiencing. This made some of the UK banks to enter into partnership with offsho re companies without considering their abilities to deliver or the political situations surrounding these companies.Consequently, this has made these banks to make losses in the outsourced businesses since the companies offering services could not meet the expectation of the hiring company. Unfavorable political situations in such countries such as those from the Asian countries have made services lending companies to collapsing making the hiring banks in the UK to make losses. This uncertainty in outsourcing process services made some banks from Europe to experiences losses from the processes outside the country and this has made the UK banking sector to have unfriendly financial performances in the recent past especially during the economic downturn that hit the region (Bank of England, 2009).There was also a problem of inconsistence in management that made the banking sector to decline as a result of process outsourcing. Some of the UK banks did not give their trade process condu cted outside Europe the adequate attention in terms of management. With the current advancement in technology, head offices of these banks relied on information conveyed to the head office by use of technological means to make major polices. They did not follow deeply what was happening on the ground. This inconsistence in management made them to experience losses especially where the company lending the outsourced services failed to deliver the services according to the terms stated in the contract. Therefore, losses made by UK banking sector stakeholders in their international businesses were being financed by profit made by the mother bank in the UK creating financial problems to the firm.  The situation became worse during the economic downturn experienced in the region where the profit made by the banking sector went down and they could not finance its international losses hence decline financial performances in the sector.Lastly but not least, Business Process Outsourcing mad e key players in the UK banking sector to concentrate in international businesses such as investments and entering into partnerships with companies from other countries hence forgetting the importance of the business back at home. According to the managing director in charge of Barclay bank international outsourcing Mr. Smith, majority of the banks in the UK shifted their trade processes from Europe during the economic downturn in order to avoid making more losses or being force out of business. This move made them to neglect the importance of their trade services in the UK making them to lose local customers. According to the report released by world bank early 2010, this trend is a result of Business Process Outsourcing activities that have made the UK banking sector to be attracted   to business outside the region. This too brought down financial performance of the UK banking sector especially in its trade activities within the region (Wadsworth, 2006).AnalysisConsidering how Bus iness Process Outsourcing impacted the financial performance of the UK banking sector during the recent economic downturn, it is obvious that the hand both positive and negative impacts to the UK banking sector.Using the case study of Barclays bank Plc which is key player in it UK banking sector, it is possible to review on how the sector performed financially after implement Business Process Outsourcing to initiative as tool to survive financial crisis experienced in the region. First of all importation obtained in the case study is verifiable and up to date since it is a report from Barclays bank on how its financial performance was shaped by its involvement process service outsourcing during the recent financial crisis experienced in the UK in the recent past. The information includes reports and quotes from its management representative who were responsible for business outsourcing making it more suitable to serve as a representative sample of how the sector performance was affe cted financially. More so, Barclays Banks is one of the key players in the UK banking sectors and using as cases study in this literature review qualifies the findings to be used in determining how the entire UK banking sector was impacted financial by BPO with high degree of accuracyOther than when one of the small banks in the sector was used for the study (Molyneux John, 2010).Including information about the economic downturn in the review and how key players in the UK banking sector implemented Outsourcing of process services during the crisis give serves as the foundation while analyzing how the move impacted the banking sector. It could be senseless to analyze the available information on how banking sector financial performance was impacted by Business Process Outsourcing without considering what led to it, how it took place and who were the key players in UK during the economic crisis.  Therefore inclusion of information about other activities related to Business Process O utsourcing make the review more factual and reliable when it comes to analyzing finding from the actual research.ConclusionConsidering both positive and negative impact of BPO to the financial performance of the UK banking sector during the recent economic downturn, it is evident from the literature reviewed  that the move was more beneficial to the sector though some banks were negatively affected by it. It is clear from the case of Barclays bank that, UK banks that implemented BPO well were at more advantageous financial situation during the crisis that those who decided not to outsource (Sheppard, 2006 pg. 93). This is evident from the cases study of Barclay Bank which was able to cut down its costs and improve on its customer satisfaction and expansion of trade services regardless of the financial crisis that was experienced in the UK due to economy downturn. For instance, Barclays bank Plc was able to outsource non-core process services from other companies such as ABNAMRO and other companies found in developing countries where labor was cheap and efficient other than in the UK (Thompson, 2004). Therefore, it is evident from the review that generally, implementation of BPO by UK banks during the recent economic downturn improved financial the performance of the UK banking sector.

Should Physician Assisted Suicide be Allowed for Terminally Ill Patients - Free Essay Example

The United States is a nation that is founded on the rights of freedom and liberty, giving each citizen the right to make their own decisions. This freedom includes having a decision on oners life, including medical care. The ongoing struggle between those who are in favor, and those who oppose this subject have ravaged the medical field, making everyone question what is morally and ethically right. Physician assisted suicide is neither morally nor ethically acceptable in any circumstance, itrs a direct violation to the doctorrs Hippocratic Oath, and had legal consequences that could decrease the professionalism of physicians. First therers a moral issue. Morality usually concerns how our choices bear on the immanent goods of human persons, such as life and health, friendships, etc. We have to care of every person, and help them preserve their goods. Since these goods are the aspects of the person itself, to act against any of the goods, is to act against the person themself, US physicians remain sharply divided on assisted suicide because of morals and ethic based principles (Gopal). Having the choice to kill a human, even to prevent suffering, is contrary to the appreciation for the person themself, in terms of killing others and killing oneself. It doesnt mean that we should take all measure to preserve someoners life, but help relieve them of their pain and keep them there until the end of their life, the physicians constitutive professional role is to attend to those who are sick and debilitated, seeking to preserve the measure of health that can be preserved(ORounce). It isnt intentionally right t o destroy the person in order to remove the pain and the suffering, A personrs sense of self-worth is profoundly affected by the views of other people in their lives, and so they would be harmed by the practice of PAS, leading many to depression and requesting suicide because of the deference to others. Thus, out of compassion and care for the patients who are terminally ill, PAS should remain illegal. Not only is it morally wrong but it goes against the doctors Hippocratic Oath. By promoting physician assisted suicide, the doctors invalidate their pledges to be the best healers that they could possibly be. This ruins their credibility and reputation as physicians. The opposition states that it would be more harmful to the patient to suffer the pain and agony of terminal illness than for the doctor to assist them with their deaths, If a patient requests PAS/E then the physician should take this as an opportunity to explore the sufferings and fears of the patient to discuss their options (Boudreau). Hippocrates intended for the doctors to heal their patients, not to kill them, and also stated that no lethal drugs or methods of assisted suicide should ever be practiced. Ignoring these principles would go against the Hippocratic Oath, which would degrade the physicians character, There is a clear distinction between a physician allowing a terminally ill person to decline treatment and to die in the natural course of his or her terminal illness, on one hand, and a physician prescribing PAS/PAD, on the other (Gopal). There have been doctors who have experiences the embarrassment of being proven wrong in their diagnosis. To make euthanasia a option would reduce the possibility of having those chances of recoveries. Physician assisted suicide has been brought to the attention of the supreme court several times. It has only become legal in four of the fifty states in the US, PAS has become a growing dissatisfaction with medical professions, and PAS is only legal in four states: Oregon, Montana, Washington, and Vermont (Gopal). When these states were surveyed on their PAS rate, and the majority of patients who request PAS are depressed. The relationship between the patient and the physician are asymmetric, with the information, power, and safety on the physicians side. If PAS is an option and the physicians lists it as an option the patient might feel obliged to consider it, Words have consequences and laws have greater consequences. Legalizing PAS may give peace of mind to a few people with terminal illness, who may be unaware of the resources available to them, but it has a huge negative implication and consequences for many who suffer ( ORounce). What if the doctorrs prognosis is uncertain? C ancer is notorious for defying accurate diagnosis, errors do occur at times. Ironically, medical professions shun capital punishment since an innocent person could be potentially executed, whereas places that legalize PAS tolerate the real risk of a mistaken diagnosis. The cost of these mistakes is a human life, and the professionalism of the physician would be decreased. People who believe in the opposite side of this argument for PAS, arent right since physicians have been surveyed on how many patients have requested for physician assisted suicide and only 6% have actually complied (Meier). Since most terminally ill patients decline treatment to die naturally with excellent symptoms, since they are put into nursing homes, or hospitals long term. Also, the physicians goal should be to cure or relieve the patient of pain, and not prescribe PAS because they asked for it (ORounce). There are many terminally ill care center in the US. Anyone has access to it if ever needed, so that they wouldnt have to consider ending their life. Therefore physician assisted suicide should remain illegal. People who are for physician assisted suicide make it sounds that trying to keep people alive are not worthy human beings. What is more respectful of human life, then to maintain it until itrs not possible. After all life is a struggle and a gamble, not one knows what the outcome will be. Physicians should try to relieve patients of their pain as long as they can, and when its time for the patient to go, they can die peacefully, and in that process it wont decrease the professionalism of physicians. Physician assisted suicide should remain to be illegal to maintain the temptation of PAS, physicians professionalism, and to allow doctors to keep their oath to protect patients.

Essay The Efficiency of Economic Systems - 959 Words

Conformation or competition? Over the years, the differences between capitalism and socialism have led to contradictions in several countries on how to run the country economically, socially, and politically. Between these two economic systems, people usually debate about the role of the government and economic equality. Although, capitalism and socialism have similar characteristics, the differences between capitalism and socialism make capitalism a better way of life. Most importantly, both socialism and capitalism have established effective ways to run economies. In capitalism, private owners control the country’s trade and industries and own their property unlike socialism where the community as whole owns the means of production†¦show more content†¦Moreover, socialism prevents economic growth unlike capitalism. Capitalism allows the economy to grow because of the individuals investing, producing, distributing, and repeating the process over and over. Socialism d oes not allow for supply and demand since the community produces supply to an exact amount and individuals can not invest. Once more, capitalists agree that the public’s â€Å"pursuit of their individual interest creates beneficials market conditions that in turn contribute to the good of society† (1) just as the capitalist philosopher stated it. In all, capitalism provides the community with sufficient needs to establish a better economy for everyone. Furthermore, capitalism and socialism also differentiate each other politically. In debates, one of the most discussed arguments includes the role of the government in each economic system. Under socialist nations, the government has a vote in every community related issue. Socialism gives the government the power to dictate how the public runs enterprises and its production. In capitalism, the government has no intervention in individually owned enterprises and or productions. Capitalism allows individuals to make and d istribute products and buy and sell property for however much they wish. Adam Smith believedShow MoreRelatedThe Most Convincing Justification for Private Property1201 Words   |  5 Pagesjustification for private property provided by Ziff is that of economic efficiency. Private property incentivises innovation, lowers the cost of dealing with externalities, and with moderation, reduces the susceptibility of property to the tragedy of the commons. Economic efficiency holds particular weight because of the significant amount of today’s societies that rely on a market based system to conduct business, trade and commerce. This system lists private property as one of its founding tenets andRead MoreA Research Based On A Cross Country Data Essay1216 Words   |  5 PagesMauro (1995) conducted a research based on a cross-country data to evaluate causes of corruption worldwide. 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A Study On Nigeria s Population Essay - 3655 Words

LITERATURE REVIEW: 2.1. Introduction Nigeria’s population is about 173.6 million people, this is on a survey carried out by the World Bank (World Bank data bank 2013). The average population density according to (UNDP, 2012 Revision) is approximately 173 persons per square kilometre, making Nigeria one of the most densely populated countries in the world. Though Lagos the former capital is the smallest state in Nigeria in terms of land mass with an area of 356,861 hectares but currently, it possesses the highest population which is over 17.5million as at 2006 census, (this is from parallel count conducted by the state during the national population census). With a projected growth rate of about 3.2%, the population of Lagos could be said to be over 21 million. (Population- Lagos State Government, 2014) Further analysis shows that Metropolitan Lagos, has an area covering of about 37% of the land area of the present Lagos State which accommodates over 85% of the State’s population. 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Analysis Winnie the Pooh - 785 Words

* The First Assignment The Characters in Winnie the Pooh 1. Winnie the Pooh He is funny, humble, and hyperactive. He does a lot of silly things, and his love for honey is endless (And so Winnie the Pooh climbed the honey tree. He climbed and he climbed and he climbed, and as he climbed he hummed a little hum.). 2. Christoper Robin He is everyone’s best friend and mostly indulges in activities to help his friends to get them out of tricky situations, most of the times it’s the silly old Pooh bear that he helps. He helps Pooh collect honey, he rescues Roo amp; Tigger when they are stuck in high trees in the forest and nails Eeyore’s tail. 3. Piglet He is small, pinkish and striped. He is timid, clumsy (Thats what Im†¦show more content†¦Im not in the book... Eeeeyaaaa...And Im a dinkdad glad of it.), (He budged! Hooray! Christopher Robin! Christopher Robin! He bidged! He badged! He boodged! ...) * The Second Assignment 1. 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Are Leadership Mentoring Programs Beneficial Increasing...

Literature Review: Are Leadership Mentoring Programs Beneficial in Increasing Patient Care Outcomes? Kenyata Patterson Auburn University Montgomery Literature Review: Are Leadership Mentoring Programs Beneficial in Increasing Patient Care Outcomes? Aim The aim of the literature review was to determine if the initiation of leadership mentoring programs would improve the competence and integration of new nurse leaders to increase patient health outcomes in clinical practice settings. â€Å"Trends such as low morale, a general apathy regarding professional collegiate support, heavier workloads, reduced resources, and higher patient acuity can contribute to job dissatisfaction, poor work performance, and may be putting positive patient health outcomes at risk† (Bally, 2007). Background/Key Issues The Canadian Nurses Association (2004) defines mentoring as, â€Å"a voluntary, mutually beneficial and usually long-term professional relationship. 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The Arroyo Fresco Community Health Center Case Study describes a fictitious nonprofit organization in the health care sector. There is no connection between the fictitious Arroyo Fresco Community Health Read More2006 Arroyo Case Study31910 Words   |  128 PagesTechnology Technology Administration †¢ Department of Commerce Baldrige National Quality Program Arroyo Fresco Community Health Center Case Study The Arroyo Fresco Community Health Center Case Study was prepared for use in the 2006 Malcolm Baldrige National Quality Award Examiner Preparation Course. The Arroyo Fresco Community Health Center Case Study describes a fictitious nonprofit organization in the health care sector. There is no connection between the fictitious Arroyo Fresco Community Health